Personal Automobile Insurance

Every day there are a few things that you do without giving them much thought at all. Among them, you climb into your automobile, buckle up and put the vehicle in drive as you head off to wherever your destination might be. It’s as automatic as it gets even though it’s likely the most risky thing you do that day.

Your automobile coverage is something else that you probably don’t give a lot of thought to until the moment you need it. That’s when you say, I hope I have enough coverage. We think the reason for this is because people are becoming increasingly disconnected from the insurance they buy. It’s hard to find an agent who will take the time to ask the right questions and explain the details. Buying insurance from an online robot isn’t exactly a warm and educational experience.

We don’t think it has to be that way.

Our team takes the time to sit with each and every individual to help them decide on the coverage that is important to them. We walk our clients through the meaning and importance of things like rental reimbursement, loan & lease gap coverage, and accident forgiveness. We find ways to pile on the discounts. We treat the insurance process like an interaction, rather than a transaction.

Auto Insurance. Covered.

  • Bundle discounts
  • Accident free discounts and other savings available
  • Increased limits of liability
  • Towing & Labor
  • Rental Reimbursement
  • Free mobile app
  • Custom and collector car insurance available
  • Motorcycle coverage

Your Personal Insurance Program Team

Get a Quote!

For the fastest and most accurate quote, please fill in our form below and one of our team members will be in contact with you soon.

“Twenty-eight years with reliable and dependable service from you. You are just like family to us!!!!!  You are the best!”

Jane & Tom Fuery - Rockland, MA

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Fireplace Maintenance

Your fireplace looks beautiful and adds warmth to your home. It can also be a fire hazard, though. Protect your home and family as you enjoy the beautiful ambiance when you follow a fireplace maintenance schedule and implement safety tips this winter.

Check the Chimney

An essential part of your fireplace, the chimney needs a thorough inspection once a year. Hire a professional to look for cracks and other damage and to clean out combustible buildup like creosote. Then, secure a spark-arrestor screen to the chimney as you prevent dangerous sparks from escaping and damaging animals from entering.

Start the Fire Safely

Before you light a relaxing fire, open the flue. Start the fire with only approved materials like newspaper and dry logs. Once you have the fire going, don’t use it to burn holiday gift wrapping or grill food.

Maintain the Screen or Door

Every fireplace needs a safety screen or glass door. It prevents sparks from flying into your home and discourages your children or pets from reaching into the fireplace. Ensure the screen is constantly in place and free from any damage as you reduce accidental burns and other injuries.

Remove Combustibles

Flammable rugs, draperies, paper and other combustibles should be located at least three feet away from the fireplace. Otherwise, these combustible materials could cause a fire.

Use the Right Tools

Metal tools safely adjust logs and remove ash. Store them near the fireplace (but out of your children’s reach!)

Provide Proper Supervision

Always supervise your fire. If left unattended, sparks could start a fire in your home or your children or pets could walk into the bright but hot embers.

Remove Ash and Coal Properly

A one-inch layer of ash in the firebox insulates the fire. To remove excess ash or coals, wait until they’re completely cool. Use an ash vacuum or metal shovel, and place the materials in a secure metal container outdoors.

You’ll safely enjoy your fireplace all season when you use proper fireplace maintenance procedures. For more fireplace safety tips, visit This Old House online. Keeping your home in top condition can actually help reduce your insurance premiums. Give us a call today to update your home insurance policy and provide a layer of protection for your family and house.